family tkaful in attorney model from the views of shia and sunni jurisprudence and iran law

nowadays family tkaful in islamic societies has been  studied as islamic financing tools and in detail as a legal institution based on the theory of common benefit – common loss and collective cooperation. likewise in some western countries, among the uk , family tkaful as risk financing tools has important role beside insurance in society risk  financing.  it's seems to be necessary, shia jurisprudence and iran law pay attention in detail to different aspects of  takaful ,specially, family takaful . it is question for iranian lawyers whether takaful is implemented in iran law from view of religious – legal approach. it's seems, attorney model in family takaful could be performanced  as economical  effective legal institution in iran law.so, it'snecessary, family takaful and insurance life have to analysis from view of jurisprudence – legal approach.it's hoped.